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Business Financial, Inc. specializes in all types of commercial loans.

BFI is in business to help your company obtain the funds to accomplish its goals.  BFI doesn't charge anything if we can't help you with your needs.  This means if we can't meet your needs its hard for us to stay in business.  Therefore BFI will help in every way it can to help you get the financing your looking for.   

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BUSINESS LOAN PROGRAMS

SBA Loan Programs

Guaranteed Loan Program
This program is the most popular SBA loan program.  These loans are provided by commercial banks, private-sector commercial lenders, and other organizations. For the most part the SBA just guarantees the loan.

Certified Development Company Loan Program
This program is more for the purchasing of property, machinery, equipment, or ever for updating your business.  These loans are generally long term loan or more for amortization.  Again the SBA just guarantees the loan.

These are just a few of the SBA program out there to help small business.  There are many more BFI can help you find the right one for your business needs.  

Unsecured Business Loan Programs

Most of these programs are aimed at companies with three or more years in business.  Most like to see a little money down from the borrower.  Now a company owner with A+ credit and a strong income can still get around most of these requirements.  If your not sure you could get an unsecured business loan because of past credit or low credit and thats all that would interest you might be surprised.  There are thousands of lending institutions and you never know when one will go the extra mile.  

Secured Business Loan Programs

These business loans can be secured by a number of different means.  Property, equipment, inventory, or even receivables are just a few of the options.  In most cases the security just needs to have some sort of perceived value.  Again if your not sure the only way to know is to give it a shot.  Most lenders want to lend if you can make the financing and security make good sence.  

There are hundreds of different commercial loan programs out there and BFI can find the right one for you.  We are just a call or e-mail away.  On the side of this page there is a credit application you can print. This can give you an idea of the information needed to get started.  Now if you can't fill out all the spots thats ok some of the information we might not need for your business loan also when your ready we'll help.

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Are you looking to start a retail outlet?

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Or maybe a Restaurant or Tavern?

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BFI Business Loan Application

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Loan Calculator
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Business Financial, Inc.